AU Small Finance Bank Offers Up to 7.40% p.a. on Fixed Deposits; Senior Citizens Can Earn Up to 7.90%

India : AU Small Finance Bank (AU SFB), the first Small Finance Bank in India to receive in-principle approval from the Reserve Bank of India (RBI) to transition into a Universal Bank, is making this festive season more rewarding with attractive interest rates of up to 7.40% p.a. on Fixed Deposits (FDs) for regular customers and up to 7.90% p.a. for senior citizens aged 60 years and above.

As customers celebrate Diwali and look ahead to new beginnings, the Bank’s FD offerings provide an opportunity to turn festive savings into meaningful financial plans. Designed to cater to customers across different life stages and financial needs, these deposits offer predictable returns while encouraging a disciplined savings habit. Eligible Indian senior citizens residents aged 60 years and above can benefit from an FD rate, offering greater value to those looking for dependable savings options, particularly individuals planning their retirement income.

Key highlights of AU Small Finance Bank’s FD rates:

Regular Customers (Below 60 years): Interest rates of up to 7.40% p.a.

Senior Citizens (60 years and above): Interest rates of up to 7.90% p.a.

Attractive Tenure Options: Fixed Deposits available across tenures ranging from 7 days to 10 years.

The highest interest rates are available on deposits with a tenure of 30 months and one day to 36 months, with regular customers earning 7.40% p.a. and eligible senior citizens earning 7.90% p.a.

Through its FD offerings, AU Small Finance Bank seeks to make savings more rewarding, especially during the festive season when customers look at new ways to plan their finances and secure their future. Whether setting aside funds for upcoming milestones, building a financial cushion or seeking regular interest income, the Bank’s deposit offerings provide flexible options to align with different financial goals.

Customers can book Fixed Deposits through the Bank’s digital banking platforms or by visiting their nearest AU Small Finance Bank branch.

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