The Fact Maker

Alternate Investments to Look For Investing This Diwali

As the much-awaited festive season kicks in, Diwali is considered one of the auspicious occasions for investments. People look for money-saving instruments to make alternate investments and get stable returns. In today’s world, new-age investors are moving away from traditional investment categories like Gold, Fixed deposits, Public provident fund etc. and looking for more innovative ways to invest their hard-earned money.

The market is flooded with newer and more attractive investment avenues, which one can consider moving beyond traditional options. Most of these investment options allow investors to make investments right from the comfort of their homes or on the move, with information at their fingertips. Also, they earn passive income in some of the alternative asset classes leading to more wealth than traditional investment options.

We have curated a list of the five trending new-age alternative investment avenues to look out for during the festive season. These would include various options to achieve your short to long-term financial goals. We have received the electrical audit reports, and our staff is distributing them today. Please take the corrective actions suggested in the report.

Strata, is a tech-enabled real estate investment platform aiming to democratise commercial real estate in India. It help investors to own a fraction of premium commercial real estate across major cities in India. All this is done via a digital platform where the investor can check the property, the investment amount, lock-in period and other details. It provides data drive investment approach with an opportunity to earn passive income from monthly rental yields. Investor can enjoy the rental yields of 8-10% and targeted IRR of 16-18% over 5 years. With transparent investment process and trust built among the investors, Strata has become one of the leading players in the fractional ownership space in India.

LenDenClub is a leading peer-to-peer lending platform that provides an alternate investment opportunity to investors or lenders looking for high returns with creditworthy borrowers looking for short term personal loans.  With over a million investors on board, it has become a go-to platform to earn returns in the range of 10%-12%. It offers investors a convenient medium to browse thousands of borrower profiles to achieve better returns than traditional asset classes. Moreover, LenDenClub is safeguarded by market volatility and inflation. LenDenClub provides a great way to diversify your investment portfolio. It recently, launched FMPP, is a non-market-linked investment offering introduced by LenDenClub, a P2P lending platform

Bitbns is one of the oldest cryptocurrency exchanges in India. Founded in 2017, it aims to bring cryptocurrencies to the masses and restrict them to affluent people. Bitbns has over 3 million traders on their platform, the exchange lists over 300 coins, the highest amongst its peers. The platform also provides various types of investment options like Systematic Investment Plans (SIPs) and Fixed Income Plans (FIPs) in bitcoin. The SIP is similar to SIPs in mutual funds, and it is provided through their Bitdroplet platform. While in the FIP option, the investor can choose to invest in bitcoin for a fixed period of time and are guaranteed the fixed rate of return, this option is only available on the website version of their platform.

Vested Finance is a California-headquartered U.S. Securities and Exchange Commission (SEC) Registered Investment Advisor (RIA) that provides an online investment platform that enables Indian investors to invest in the US stock market. Founded in 2018, Vested Finance has recently raised $3.6 million in seed funding. Vested has also become more accessible to invest in the Indian investors by partnering with brands like Axis Securities, Kuvera, 5Paisa, Angel Broking, among others, to provide their investors with the opportunity to invest in the US stocks. 

Kristal.AI is a global digital-first private wealth platform. It enables easy access to high-potential startups and private companies to diversify and enhance investors’ portfolios through their private markets. They offer alternative investment options with exclusive private equity, Pre-IPO deals, stocks from multiple global stock market exchanges, and VC funds. The fund’s platform uses active strategies that enable clients to access exclusive investment strategies with risk management and periodic reporting. Kristal.AI has advised over 30,000 platform users and funded over 3000 accounts since its inception in May 2020. They have investors from 20+ countries across the world.